Fractional CFO for Construction Companies

CFO Advisory, compliance, controller, and bookkeeping for construction companies doing $10M+ a year.

Book a Call →or call 774-234-8591
Shmulie & Mushky Munitz, co-founders of Munitz & Co., construction cash flow services over coffee, helping businesses make data-driven decisions for growth and success.
CLIENT RESULT

3 months

of added cash runway for Axela Construction, a $40M commercial general contractor.

Axela gained the financial clarity to make proactive decisions and reduce unnecessary overhead.

01
The REAL PROBLEM

Projects are growing but you're still struggling for cash?

Cash Flow Mess

“My cash flow is a mess. I'm operating week-to-week on a bank account that keeps dropping to just a few thousand dollars.”

Profit Shock

“I saw this project as a huge win. Now I don't even know if we're making money on it.”

Change Order Nightmare

“I'm constantly juggling change orders. It is a spreadsheet nightmare just to get half-accurate job cost reports.”

Billing Delays

“I'm stuck waiting for money while my subs are demanding to be paid.”

Happy contractor feeling confident about his finances.
02
What a Fractional CFO Does

Complete Financial Ownership for Construction

A fractional CFO is a senior finance leader who works with your company part-time. You get CFO-level direction on cash, job costs, and growth without hiring a full-time executive.

Diagnostics: Identify the root of cash flow problems
Systems & maintenance: Set up & implement the systems and controls you need
Strategy: Guide your business using past numbers to shape the future.
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03
Service

Our Services

GC managing his construction compliance to make sure he is lowering risk

Compliance

✔ Stay compliant and avoid penalties

Compliance

Stay compliant with smooth sub onboarding, up-to-date documents, lien waivers, and reports ready for tax, banks, and insurance.


Learn More →
Happy bookkeeper giving financial clarity to construction companies.

Bookkeeping

✔ Know where your money is going

Bookkeeping

Keep your books accurate and up to date each month, with clean reconciliations and clear project profitability.


Learn More →
Financial controller setting spending limits for construction company

Controller

✔ Prevent fraud, waste, & abuse

Controller

Put simple, clear rules around spending, approvals, and cash, so your business stays protected and on track.


Learn More →
Mini construction vehicle models next to piles of coins and $100 bills.

Cash Planning

✔ Have cash in the bank when you need it

Cash Planning

Proactively plan, predict, and manage cash flow so that you always have money in the bank when you need it.


Learn More →
Happy GC feeling confident about his business decisions.

CFO Advisory

✔ Make smarter business decisions

CFO Advisory

Make proactive financial decisions with monthly reviews, long-term planning, and expert guidance whenever you need it.


Learn More →
GC managing his construction compliance to make sure he is lowering risk

Compliance

✔ Stay compliant and avoid penalties

Stay compliant with smooth sub onboarding, up-to-date documents, lien waivers, and reports ready for tax, banks, and insurance.

Learn More →
Happy bookkeeper giving financial clarity to construction companies.

Bookkeeping

✔ Know where your money is going

Keep your books accurate and up to date each month, with clean reconciliations and clear project profitability.

Learn More →
Financial controller setting spending limits for construction company

Controller

✔ Prevent fraud, waste, & abuse

Put simple, clear rules around spending, approvals, and cash so your business stays protected and on track.

Learn More →
Mini construction vehicle models next to piles of coins and $100 bills.

Cash Planning

✔ Have cash in the bank when you need it

Proactively plan, predict, and manage cash flow so you always have money in the bank when you need it.

Learn More →
Happy GC feeling confident about his business decisions.

CFO Advisory

✔ Make smarter business decisions

Make better financial decisions with monthly reviews, long-term planning, and expert guidance whenever you need it.

Learn More →
Book a Call →
04
Case Studies

Client Breakthroughs

AXELA CONSTRUCTION

Commercial Construction Company, CT

Gained the financial clarity to make proactive business decisions, reduce unnecessary overhead, and extend cash runway by 3 months.

LE PRESTIGE

General Contractor & Millwork, FL

Gained a system for data collection and fraud controls, preventing $100K/year in losses and maintaining healthy project margins

PAINTING WITH PURPOSE

Painting Contractor, VT

Improved SOV, estimating workflows, and terms, resulting in stronger cash flow and flexibility to win opportunities.

JOE

General Contractor, PA

Generated an ROI of $300,000 by streamlining financial processes, achieving full visibility, and improving the estimating process to close more projects

A BISHTER BUILDERS

Construction Company, PA

Improved cash flow planning through better payment terms and clearer allocation of project costs

ISL DECOR

Custom Home Interiors, FL

Implemented a proactive compliance system to avoid $21,000 in potential penalties and maintain ongoing compliance.

05
Our Difference

We Get Construction

With 8+ years of niche expertise in construction financials. We help you navigate industry-specific headaches complexities like managing tough cash flow cycles, progress billing, retainage, WIP, budgeting, and profit margin management.

Cash Flow Management
Progress Billing
Retainage
WIP
Budgeting
Profit Margins
Shmulie & Mushky Munitz, founders of Munitz & Co., collaborating in their office to deliver financial intelligence and advisory services for small and mid-sized businesses
06
Founders

Meet the Founders

With a passion for breaking through the "you can't do that in construction" myth, Shmulie & Mushky Munitz are the driving force behind Munitz & Co.

Mushky is a CPA with BS in Business and 8+ years with construction financials. Deep expertise in tax strategy, financial intelligence, and business systems. Mushky translates complex financial data into actionable insights for business owners.

Shmulie is a creative problem-solver and a thought leader in financial education. He helps construction owners dismantle financial chaos and gain clarity. Bridging the gap between bold vision and actionable strategy, inspiring our team and our clients to dream bigger and achieve more.

Book a Call →
07
FAQ

Here's some of the top questions that might be on your mind.

Will you require me to do a software overhaul?

If you like the software you’re using, we’ll work with what you have and build a system with it. If you’re losing money with the software you’re using now, we’ll point that out and recommend another one.

I’m more comfortable with keeping things in-house.

If your in-house team was managing things so competently, you probably wouldn’t be reading this right now. The truth is, there are many things your team handles very well — even outstandingly. But it can take an expert to fill the gaps and provide the leadership and accountability your team needs. That’s what we do.

I already have an accountant.
Right Arrow

That’s great! An amazing accountant is an asset to any company. What we’ve found is that lots of companies have great accountants but still struggle with cash flow. We work with your company and your existing accountant to solve the problems and make sure you always have cash in the bank when you need it.

If even I can’t get a handle on my books, how can I expect an outsider to do it?
Right Arrow

We appreciate how overwhelmingly complex your business is. But transferring all this information to us may not be as difficult as you’re imagining because 1) We access your software directly, removing the burden of transfer from you, and 2) We have seen it all by now. We catch on quickly. It’s really hard to overwhelm or faze us.

Will working with you mean that things stall while we’re fixing the systems?
Right Arrow

No. In construction, things can never stall. We never suggest that business grinds to a halt for a week, a day, or even an hour. In fact, once you have the correct systems in place, you’ll be able to operate more smoothly and quickly than ever before.

08
Contact

Are you ready yet? We are!

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General contractor and construction CFO shaking hands on a jobsite at sunset.

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Email
hello@munitzco.com
Phone
774-234-8591
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